Credit Officer/Senior Credit Officer

The NORDIC INVESTMENT BANK (NIB) offers you the chance to do banking that makes a difference. The projects that we finance benefit the environment and improve productivity in the Nordic-Baltic region. We are an International Financial Institution owned by the eight Nordic and Baltic countries, and we offer you the possibility to work with experts from around the world. The journey working at NIB is a unique one and will provide you with valuable experiences. We value diversity and we are a community of some 250 professionals located in the heart of Helsinki. The atmosphere is international, and our official working language is English.

The Risk & Compliance Department at NIB is seeking a

Credit Officer/Senior Credit Officer

to join the Credit Unit consisting of a team of 5 experienced Credit Officers. The Credit Unit is part of the Risk & Compliance Department with second line responsibility for the management, control and reporting of the Bank’s financial and non-financial risks.

The Credit Unit is responsible for the Bank´s Credit Risk Policies and Guidelines and provide an independent sign-off on all credit related proposals to the Mandate, Credit and Compliance Committee/Board of Directors. Further the unit is responsible for administration of the Bank´s Mandate, Credit and Compliance Committee and has the responsibility for rating frameworks and rating tools as well as the Bank´s work-out matters. The position offers an excellent insight and opportunity for cooperation with the Bank’s first line business activities as well as a unique opportunity to learn more about credit risk management. The Credit Officer reports to the Head of the Credit Unit.
Main responsibilities

• Assessment and sign-off on credit proposals prior to final decision in Mandate, Credit and Compliance Committee / Board of Directors

• Attending and participating in the Mandate, Credit and Compliance Committee administration work and meetings

• Development of the Bank’s credit policies and frameworks including rating tools, credit guidelines and credit control functions

• Monitoring of the Bank´s credit portfolio

• Training, communication, and information regarding credit policies and frameworks, tools and credit guidelines within the bank

Qualifications and Experience

• A master’s degree in finance, economics, or another related field

• Relevant (minimum 3-5 years) experience in banking/finance and/or from rating institutions including practical experience of credit risk assessment

• Experience from the Baltic market, mid-caps and/or Project Finance would be an asset

• Experience from banking, credit risk methodologies, rating tools, and risk-management concepts including relevant IT-skills

• Strong interpersonal skills as well as the ability to work both independently and collaboratively as part of a team with several stakeholders in a multicultural environment.

• A strong verbal and written command of English (knowledge of Nordic/Baltic languages would be an asset)

• Ability to thrive in a deadline-driven environment with excellent time management skills

We offer you

• A unique opportunity to work in a diversified team with credit risk experts

• An opportunity to work with other risk management experts in the Risk & Compliance department and the ability to proactively collaborate with colleagues across the Bank

• Demanding tasks with opportunity to develop both the breadth and depth of your professional skills and gain insights into the global capital markets

• The potential to develop the Bank’s credit risk management and control practices

• An international working environment and competitive remuneration package

• A new perspective on the financial industry based on NIB’s position as an International Financial Institution owned by the Nordic and Baltic countries.

Additional information

The position is located at the NIB headquarters in Helsinki, Finland. We warmly welcome expatriate employees and their families by supporting their relocation and integration to a lively Nordic capital with a modern atmosphere.

For more information about the position, contact Harry Peltonen, Head of Credit, +358 10 6180 481, [email protected].

To apply for the position and for more information about NIB, please visit www.nib.int (Jobs). The deadline for submitting your application is 4 November 2024.
The vision of NIB is a prosperous and sustainable Nordic-Baltic region. Our employees are our strongest asset in realising this vision. Our core values are competence, commitment, and cooperation.

In recruitment, NIB puts the main emphasis on personal and professional qualifications and experience. The Bank has zero tolerance for any type of discrimination, which includes discrimination based on gender, age, sexual orientation, nationality, ethnic origin, family status, religion, health, political activities, or any other comparable circumstance.

NIB is a professional expert organisation and encourages employees to continuously develop their professional competencies while maintaining a sustainable work-life balance.