Monitoring credit risks in the non-sovereign portfolio by analyzing the evolution of the risk profile (including country, sector and obligor concentration, etc.)
Monitoring and reporting on compliance with commercial credit risk and exposure management policies and guidelines and advise on the quality of the non-sovereign portfolio.
Providing reports with data analysis and benchmarking on various topics, including but not limited to the Risk Capital Utilization (RCU), Weighted Average Risk Rating (WARR), Non-Performing Loan (NPL) rate as well as provisioning and ratings.
Monitoring and reporting on the evolution of the watchlist portfolio by providing the latest developments on watch listed obligors, consolidating proposals regarding rating actions, exposure classification and transfer of obligors to/ from Joint Venture status to Jeopardy.
Reviewing adequacy of IFRS9 impairment provisions and consolidating the Stage 3 impairment proposal on a quarterly basis.
Maintaining the non-sovereign portfolio risk rating database.
Advise on the use of credit portfolio credit risk management and balance sheet optimization products.
Providing information to Internal and External Stakeholders e.g., Auditors, Rating Agencies, internal departments.